Many clients ask us why the age of their roof is important, well, VERY important. We have a lot of storms here in Missouri and the insurance company wants to be sure your roof is new enough to withstand these storms. Plus, old roofs tend to have previous damage that is hard to determine when it occurred. So, they end up paying claims that they may not be responsible for if they weren’t covering your home when the damage happened.
This can have a BIG impact on your rates and even keep you from securing coverage from certain carriers. Be sure when getting a quote, know when your roof was replaced. PLUS, if you replace your roof, tell your agent immediately. You could qualify for a big discount!
Please reach out if you have any questions. Don’t have insurance with us? We’d love to help! Visit www.missouriinsurancecenter.com/quotes to get started.