When it comes to safeguarding your home, one of the most common questions homeowners ask is, “Does home insurance cover termite damage?” Termites, known as silent destroyers, can cause extensive damage to your home, often without you even realizing it…
What is the difference between “Actual Cash Value” (ACV) AND “Replacement cost value” (RCV)? Which one is better? There are huge differences between these two coverages and if you have a homeowner’s insurance policy you need to know the difference.…
The deductible is the amount of money that you are responsible for in the event that you file an insurance claim. In other words, the deductible is the amount of money that the insurance company subtracts from your claim pay-out.…
What is sewer and water backup coverage on your homeowners insurance policy? Water backup coverage is an additional, optional coverage that you can choose to purchase on your homeowners insurance. This coverage can help pay for damage done by water…
What is medical payments coverage on your homeowners insurance policy? Medical payments coverage can help pay for the medical bills of people who are injured on your property, regardless of who is at fault. What does medical payments coverage cover…
What is Loss of Use Coverage on Your Homeowners Insurance Policy? Loss of use coverage helps pay for expenses that are due to you being displaced from your home because of a covered accident or claim. What Does Loss of…
What is Dwelling Coverage on Your Home Insurance Policy? Dwelling coverage on your home insurance policy is the coverage that helps pay for the rebuilding or the replacement of damage to the actual structure, physical structure of your home. What…
5 Steps To Help Your Homeowners Claim Be Stress-Free Today we talk with Kristen, from Gateway Restoration, a disaster relief company. We use them for a lot of our clients and they do an awesome job. She’s going to give…
We often get calls from clients asking us “does homeowners insurance cover water leaks?”. It’s a great question and something that doesn’t warrant a simple yes or no answer. There are unique details and circumstances that will determine if insurance…
Today, we are going to discuss five coverages that you should consider when you’re looking for a quote for homeowners insurance. Are you ready? Let’s go. Dwelling Coverage The first coverage we’re going to talk about is dwelling coverage. This…