Convenience Store Insurance in Missouri
A convenience store serves a variety of functions in people's lives from quick shopping trips to pick up milk to supplying emergency over-the-counter medication for the ill. Unfortunately, it also makes for a convenient target for thieves assuming they can get in and out quickly with a bagful of cash. Careless or malicious employees also threaten it, unexpected weather or man-made disasters. It's rare that we have a chance to be the hero and safeguard our property when we're up against so many forces of nature, but you also don't have to leave everything to chance.
If you don't have full coverage, then you should be aware of exactly the costs you'll face should something go wrong. Speaking to Columbia, MO convenience store insurance agents can mean the difference between a fast and simple claims process or months of headaches and fights to get any reimbursement. Your store cannot afford to lose business, even when the worst happens. Missouri has different classifications of convenience stores, depending on whether or not you're open 24 hours a day, sell gasoline to your customers, have liquor in your establishment, etc. Every store faces a slightly different level of risk due to the area, hiring process and past occurrences of theft or vandalism at the store or in the general neighborhood. You should have a partner who can get you the answers about how it all works.
Speak to Walker-Winter Insurance and get a quote to see if you can save more on your policy, or potentially purchase additional coverage for your store. If this is a brand new operation, you can use our quote as a part of your research to find the most comprehensive package. Independent insurance agents skilled in convenience store insurance are ready to answer your questions, so give us a call!