What’s the best time to buy auto insurance? You might think that an auto quote is the same no matter when you get that quote. That just isn’t true. There a lot of factors that go into your auto insurance premium. One factor is the quote date in reference to the start date of the policy.
Caleb talks about the best time to buy in this video. Check it out for all the details or just keep reading!
Why would the timing of the quote matter. Well, it all comes back to statistics. It is statistically proven that people who shop for car insurance at the last minute are more likely to have claims. So when you shop last minute you get a higher rate. On the flip side it is statistically proven that when people shop early for insurance they are less likely to have a claim. So when you shop early you get a discount. The amount of days early in correlation to the discount can vary amoung companies so we recommend shopping 30 days out. So the best time to buy auto insurance is early.
Shopping early also gives you the opportunity to shop multiple carriers and to ask any questions you might have about your insurance. This gives you the power to make the best decision for you and your family when it comes to your auto insurance. If you are ready to shop just click here to fill out a quote form.