Who has the cheapest auto insurance in Missouri? We are asked this question frequently here at Walker-Winter Insurance. The truth is that there’s no real simple answer, because it just depends. Check out this video to see some of the ways your rate is impacted and why the is not one company that is best for everyone.
Every insurance company is targeting a different type of car and driver which is reflected in their rating system. That is why when you call an insurance agent they cannot just give you an estimate without getting your information.
Insurance Rating Systems and Your Insurance Rate
Insurance companies have amazingly complex rating systems that take a lot into account when coming up with your insurance premium. It’s the little things, you’re a year older, you own your home, you live in a certain zip code, depends on your credit rating. It’s also the big things like the type of vehicle you drive, how many drivers are in your household, how many accidents you have had, etc. So every insurance company is going to have a different way of rating based on those factors because every insurance company is looking for their ideal customer. The closer to their ideal customer you are the better your rate. Luckily all of this is done behind the scenes, but you will need to give your agent the details to help them give you the best rate.
So who has the cheapest auto insurance in Missouri? Well as you can see there is not a one size fits all company out there. However, by using an independent agent like us, you can get quotes through multiple insurance companies, ensuring that you get the best value for your insurance dollar. And when we run it through multiple insurance companies, we’re taking all those factors into account, making sure you have all the proper discounts, and getting you the absolute best rate possible. Click here to get a quote started today!